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No. Shapie never asks for bank logins and has no way to read your accounts. You enter what you spend, which takes a few taps.

In an encrypted database on your phone. The key lives in the device keystore. Cloud sync is off by default; when you turn it on, records are encrypted on the phone before they are uploaded, so we only ever hold ciphertext.

Settings → Export CSV writes every transaction to a file you can open in any spreadsheet.

Sign in with the same Apple or Google account, open Shapie and go to Settings → Manage subscription. PRO comes back from your store receipt; there is no separate Shapie login.

Cancel in your store account, not in Shapie. On iOS: Settings → your name → Subscriptions. On Android: Play Store → profile → Payments and subscriptions. Cancel at least 24 hours before the period ends to avoid the next charge.

Apple and Google handle all billing, so refunds go through them. Ask Apple at reportaproblem.apple.com or Google via Play Store order history. Write to us as well and we will back you up.

Settings → Reset all data wipes the phone. If sync is on, delete the cloud copy first so the encrypted backup goes too. Full steps are on the account deletion page.

Yes. Everything works with no connection. Sync catches up when you are back online.

Settings → Send feedback opens a mail with your app version filled in, which makes it much faster to fix.